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Decumulation

Invest once, draw an income for as long as it lasts

Put a lump sum to work in one go, then draw a monthly income from it on your own schedule. Ideal for a bonus, an inheritance, or proceeds from selling an asset that you want working for your child instead of sitting idle.

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₹21,000

Minimum lump sum to open a Harvest account

Why TFB Harvest

Built for you

For anyone with a lump sum

One-time investment

Deploy a lump sum immediately — no recurring commitment required.

Monthly income draws

Set a systematic withdrawal plan sized to how long you want it to last.

Full flexibility

Change the drawdown, pause it, or add to the corpus at any time.

Deed conversion: coming soon

Locking the remaining corpus into an irrevocable trust opens once trusts are supported.

Simple process

How TFB Harvest works

From opening the account to the day it's locked in for good.

  1. 01Invest your lump sum

    Start from ₹21,000, deployed into a portfolio you choose.

  2. 02Set a drawdown plan

    Choose a monthly income amount sized to your time horizon.

  3. 03Track the balance

    See what's been drawn, what's left, and how it's still growing.

  4. 04Lock it in later

    Converting into an irrevocable Deed is coming soon.

Ready to start TFB Harvest?

Free to open. Minimum lump sum to open a Harvest account.

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