India's First Irrevocable Children's Trust Fund

Start Small.
Set Them Up
for Life.

A legally irrevocable trust fund — plus free financial education from age 13. Grandparents, aunts & uncles can all contribute.

Start with ₹0. Every family member grows a corpus your child receives at 21 — ready for life, armed with money wisdom.

₹0

To start

21yr

Lock-in

108

Free lessons

The TFB Difference

The Whole Family Builds Their Future

Every birthday. Every festival. Every achievement. Family members contribute to the trust — and their name is etched in the child's financial story forever.

Gift Certificate

₹10,000

For Aarav's Trust Fund

From: Nana & Nani

With love, always 💛

Planted on 13 March 2026

✅ Their name will appear in Aarav's contributor wall forever

Stop gifting toys.
Gift a future.

Anyone can contribute — no account needed. Grandparents, aunts, uncles, family friends. They get a beautiful digital gift certificate. The child sees their name forever.

  • Digital Gift Certificates

    Beautiful auto-generated certificates for every contribution

  • Permanent Recognition

    Contributor names live in the child's forever wall

  • No Account Needed

    Anyone with a link can contribute securely

  • Every Occasion

    Birthdays, Raksha Bandhan, Diwali, milestones

Share Your Child's Trust Link
Irrevocable by design
No hidden fees
Bank-grade security
108 free lessons
TFB Academy — Free

They Don't Just Get Money. They Get Wisdom.

108 modules across 9 years. Your child learns money the way school should have taught it — from basics at 13 to wealth management at 21.

🎬

Step 1: Watch

Short video lessons that explain complex topics simply

📖

Step 2: Learn

In-depth curriculum with key concepts highlighted

🧪

Step 3: Lab

Interactive activities to practice what you learned

Step 4: Quiz

5 questions to prove mastery and unlock the next module

One Plan. Everything Included.

Free. No Premium.
Nothing Hidden.

There's only one plan. Every feature. Every lesson. Every tool.

Trust Fund Creation

Legally valid irrevocable trust deed — ₹0

Dashboard

Track corpus, contributions, growth

108 Education Modules

9-year financial literacy curriculum

Well-Wisher Gifting

Family gift certificates & contribution links

ITR Filing

Trust ITR handled annually — ₹0

Bank-Grade Security

Your data. Your trust. Protected.

Quiz & Progress Tracking

Parent dashboard with analytics

Interactive Labs

108 hands-on activities — all included

₹0forever

Emergency withdrawal ITR: ₹5,000 (only if needed)

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Simple Process

How It Works

Three steps. Ten minutes. Twenty-one years of growth.

📋01

Create the Trust

Fill in your details, complete Aadhaar eKYC, upload your child's birth certificate. We auto-generate a legally valid irrevocable trust deed — no lawyer needed.

⚡ 10 minutes · Fully automated

🏛️02

We File Everything

We auto-apply for your Trust PAN card via Protean API, arrange e-stamp paper, get the deed signed digitally — all while you go back to caring for your baby.

⏱ 7–15 working days for PAN

📈03

Watch It Grow

Start your SIP in any mutual fund. Invite grandparents and family to contribute freely. Your child gets their own dashboard at 13. The corpus is theirs at 21.

🔒 Locked. Protected. Growing.

Interactive Calculator

See Your Child's Future

Drag the sliders to see how small monthly SIPs compound over time.

5,000
₹1,000₹50,000
21 years
5 years21 years
12%
7%15%
That's just 167 per day

Your child receives at age 21

₹56.9L

(₹4.519 growth multiple)

Invested

₹12.6L

Returns Earned

₹44.3L

VS PPF (7.1% fixed)

PPF would give

₹29.1L

Extra with TFB

+₹27.8L

*Based on historical equity MF returns. Not a guarantee. Past performance does not indicate future results.

What Parents Say

Trusted by families across India.

I'd been meaning to 'do something' for my daughter for 2 years. Trust Fund Baby made me stop saying I'll do it later. It was literally 10 minutes.

Priya Nair

Software Engineer · Bengaluru · 2 kids

I asked my CA about this. He said they'd charge ₹40,000 and 3 months. Trust Fund Baby did it in 10 minutes for zero rupees. I've recommended it to 6 friends.

Vikram Shah

Business Owner · Mumbai · 1 child

My son's dadi contributed ₹25,000 on his first birthday through the wellwisher link. She cried reading the gift certificate. This is what gifting should feel like.

Meena Krishnamurthy

Doctor · Chennai · New mother

Frequently Asked Questions

Honest answers to the questions every parent has.

A minor cannot legally own investments independently. Any account "in the child's name" is operated by the parent — who can withdraw it anytime for anything. An irrevocable trust is the ONLY structure that legally ring-fences money for the child. No parent, no creditor, no divorce can touch it.
PPF allows partial withdrawal from year 7 and has a 15-year lock-in. Sukanya only covers girls. PPF returns 7.1% fixed — equity MF over 21 years historically returns 12–14%. On ₹5,000/month over 21 years: PPF ≈ ₹28L. Equity MF ≈ ₹55–65L. Neither creates a legal trust.
You technically can. But it requires: hiring a lawyer for Trust Deed (₹15,000–50,000), Trust PAN application, CKYC registration, annual ITR filing. Most parents who say 'I'll do it myself' are still saying it 3 years later. We do it in 10 minutes, automatically, free.
The trust is not held by Trust Fund Baby. It is a separate legal entity. The investments are held directly with the AMC/broker/bank in the trust's name. If we shut down tomorrow, the trust exists. The money was never ours — it always belonged to your child.
Yes — for education and healthcare emergencies only, with CA/Trustee review and supporting documents. Educational withdrawals are capped at 25% of corpus; medical withdrawals at 50%. The remaining corpus continues compounding.
Full ownership of the entire corpus — the principal you invested plus all accumulated growth. The trust terminates and trustees transfer the entire fund to the child's bank account within 30 days of their 21st birthday. They also receive 6 years of financial literacy education (age 13–18).

The best time to start was the day they were born. The second best time is today.

Free to start. 10 minutes. 108 education lessons. Legally protected for 21 years.

Start Free Now